Now in use as a branch for the Bank of Ireland who have abandoned their former building on the same street, the Tholsel is a stern and forebidding building in appearance. It is a tall and narrow building, three bays wide on the main façade and four on the side. But the floors are tall, where neighbouring buildings have two floors, the Tholsel has one. This verticality is emphiased by the three stage tower and dome. The ground floor windows are roundheaded within robustly channelled ashlar.